What workers' comp typically covers
Medical treatment for your work-related injury, a portion of your lost wages while you can't work (usually about two-thirds), permanent disability benefits if you're left with lasting limitations, and vocational rehabilitation if you can't return to your old job.
Common reasons claims get denied
Missed reporting deadlines, disputed cause ("it didn't happen at work"), pre-existing condition arguments, or paperwork errors. A denied claim is not the end of the road — most states have an appeals process, and an experienced attorney knows how to use it.
Third-party claims
Sometimes a workplace injury is also caused by someone other than your employer — a subcontractor, an equipment manufacturer, or a careless driver while you were on the job. In those cases, you may have a separate personal injury claim in addition to workers' comp.
Compliance reminder
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